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This glossary provides definitions for numerous frequently used health coverage and medical terms.

The terms and definitions in this glossary may differ from those in your plan or health insurance policy and are meant to be educational. Furthermore, some of these terminologies may not mean precisely the same thing in your policy or plan; in any case, the policy or plan takes precedence.

For information on how to obtain a copy of your policy or plan document, please see your Summary of Benefits and Coverage.

It’s important to understand the meaning of health coverage and medical terms. Some terms defined in the glossary document below include copayment, out-of-network provider, preauthorization, and premium. See page 6 of the document for an example showing how deductibles, coinsurance, and out-of-pocket limits work together in a real life situation.

If you have any further questions regarding health coverage and medical terms or would like more information, contact us here.